PayPal Fee Calculator

The perfect calculator fees for freelancer and independent contractors to receive payments from clients for their services

Paypal Fees Calculator


Reverse PayPal Calculator

Enter your PayPal fee rate (optional):

Easy to use

Enter the amount that you are going to send and the calculator will automatically give you the result. It works for “€” euro, “$” Dollar and other currencies.

How to use the PayPal Fee Calculator

Do you find yourself weary from the manual task of calculating PayPal fees for your transactions? Our PayPal Fee Calculator is your solution, designed to swiftly and precisely compute the total fees for any transaction. This tool not only saves you time but also prevents errors, enabling you to concentrate on more significant, value-added tasks.

Simple to use:

Step 1) Enter the Amount

Step 2) You have the final Price

PayPal Calculator

The PayPal Calculator allows you to quickly and easily determine the fees to send or receive money. It works for all types of currencies and national and international rates.

About the PayPal Calculator

Using this calculator is very simple. Fill in the text box depending on whether you want to know the calculation to send or receive money.

The blocks can only be filled with numbers. If you want to add a decimal (for example 10.89) you must do it by placing a comma like this: 10.89.

By default we place the standard values ​​of PayPal commissions which are 5.4% + a fixed USD 0.3 per transaction(*). Check if your country has a different fee and enter it manually in the “PayPal Fees” section.

As an example, we put USDs (Dollars) at the end of each box, but the commission calculator works the same way if it is any currency, such as Euros, Yen, Pounds Sterling, Francs, etc.

What is the PayPal Fee Calculator?

The PayPal Fee Calculator is an easy way to calculate payments, including PayPal fees. When it comes to transactions, there are times when we want the other party to pay the PayPal Fee.

However, we do not know how much it is. The PayPal fee Calculator from helps you solve these problems. You can calculate the rates with just one click!

Calculator PayPal fees Benefits

PayPal’s Fee Calculator takes the complexity out of calculating fees and commissions when you send money to other people. You make sure that the calculations are done correctly and easily so that you can send the money without problems.

It is a useful tool for everyone who uses paypal!


PayPal Fee Calculator prevents mistakes. It is more accurate than manual calculations.

Save time

Save valuable time that you can use for your critical business activities.


The results are done automatically. Taxes and deductions are PayPal’s standard charges.

Always On

You can use PayPal’s fee calculator anywhere, anytime.

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Is it safe to store my money in Paypal?

PayPal is generally considered a secure platform for holding and managing your money. They employ robust security measures to protect your account and financial information, including encryption, multi-factor authentication, and monitoring for suspicious activities.

However, it’s important to note that PayPal is not a bank, and the funds in your PayPal account are not FDIC-insured in the United States or equivalent protections in other countries. This means that in the unlikely event that PayPal encounters financial difficulties or other issues, your money may not have the same level of protection as it would in a traditional bank account.

If you have significant amounts of money that you don’t plan to use for PayPal transactions, you may want to consider transferring it to a traditional bank account for added security. Additionally, PayPal’s terms of service and policies may change over time, so it’s essential to stay informed about their policies and fees to make an informed decision about how to manage your money with PayPal.

paypal logo

Is Paypal a bank?

PayPal is not a bank in the traditional sense. It’s a digital payment platform and a licensed and regulated financial institution in various jurisdictions, but it does not function as a full-service bank.

Here are some key distinctions:

  1. Banking Services: Unlike traditional banks, PayPal does not offer services like savings accounts, checking accounts, or loans to its users. While it does allow you to hold and transfer money, these funds are held in digital wallets, and they are not insured by government agencies like the Federal Deposit Insurance Corporation (FDIC) in the United States.

  2. Payment Processing: PayPal primarily specializes in online payment processing and money transfer services. It facilitates online transactions and serves as an intermediary between buyers and sellers, providing a secure and convenient way to send and receive money.

  3. Currency Conversion: PayPal also offers currency conversion services for international transactions. You can hold multiple currencies in your PayPal account, but it’s not equivalent to having multi-currency bank accounts.

  4. Regulation: PayPal is subject to financial regulations and anti-money laundering laws in the jurisdictions it operates. It holds licenses to operate as a money transmitter or financial institution in various countries.

While PayPal provides many financial services and has some features in common with banks, it doesn’t offer the full range of services that traditional banks do. If you’re looking for services like savings accounts, lending, or investment options, you would typically need to use a traditional bank or another financial institution.

Is Paypal regulated by any financial institution?

Yes, PayPal is regulated by financial institutions and regulatory authorities in the various jurisdictions where it operates. While PayPal is not a bank in the traditional sense, it is subject to financial regulations and laws due to its money transfer and payment processing services. Some of the regulations and authorities that oversee PayPal’s activities include:

  1. Financial Crimes Enforcement Network (FinCEN) in the United States: In the United States, PayPal is subject to regulations and laws enforced by FinCEN, which oversees anti-money laundering and counter-terrorism financing efforts.

  2. Office of the Comptroller of the Currency (OCC): The OCC oversees and regulates the activities of financial institutions in the United States, including those related to the services that PayPal offers.

  3. European Regulatory Authorities: In Europe, PayPal operates under licenses issued by the Financial Conduct Authority (FCA) in the UK and other financial authorities in the European Union, in accordance with the EU Payment Services Directive.

  4. Other Jurisdictions: In other parts of the world, PayPal is also subject to local regulations and must comply with specific legal requirements.

It’s important to note that PayPal’s regulation may vary from one country to another, and the company works closely with financial authorities to adhere to the applicable regulations in each location. These regulations are designed to protect consumers and ensure the security and integrity of financial transactions conducted through PayPal.

For whom is PayPal designed to be used?

PayPal is intended for a wide range of users, including individuals and businesses. Here’s who PayPal is designed for:

  1. Individuals: PayPal is commonly used by individuals for a variety of purposes, including:

    • Online shopping: To make secure payments for goods and services from online merchants.
    • Sending and receiving money: To transfer money to friends, family, or acquaintances for shared expenses, gifts, or other purposes.
    • Auctions and peer-to-peer transactions: For buying and selling items on platforms like eBay.
  2. Small Businesses: Many small businesses use PayPal for:

    • Accepting online payments: To receive payments from customers for products and services offered on their websites.
    • Invoicing: To send invoices and receive payments from clients or customers.
    • E-commerce: As a payment gateway to facilitate transactions on their online stores.
    • Point of sale: For processing payments in physical stores using PayPal’s card reader and mobile app.
  3. Online Merchants and E-commerce: PayPal is commonly integrated into e-commerce platforms and websites, allowing merchants to accept payments from customers securely and conveniently.

  4. International Transactions: PayPal is widely used for international transactions because it can handle multiple currencies, making it convenient for businesses and individuals engaged in cross-border commerce.

  5. Charities and Nonprofits: Many nonprofits and charitable organizations use PayPal to accept donations and process payments for fundraising activities.

  6. Freelancers and Contractors: Freelancers and independent contractors often use PayPal to receive payments from clients for their services.

  7. Financial Inclusion: PayPal is sometimes used as a banking alternative for individuals who may not have access to traditional banking services. It allows them to receive money, make payments, and store funds securely.

  8. Investors and Traders: Some investors and traders use PayPal for transferring funds to and from online trading and investment platforms.

PayPal’s versatility and ease of use make it suitable for a broad audience, from individuals looking to make a secure online purchase to businesses seeking a convenient way to accept payments and manage their finances.

The PayPal Fees Calculator

The PayPal calculator simplifies the often complex task of calculating individual fees and payments, ensuring accurate results in no time. If you’re a business owner with customers who use PayPal, you’ll need to account for these fees, especially if you handle numerous daily transactions. The PayPal fee calculator can prove invaluable in this scenario.

Precision and Error Prevention: Manual calculations can introduce errors that affect your overall revenue. In contrast, the PayPal fee calculator minimizes the risk of mistakes, offering more precise results.

Time Savings: With the PayPal fee calculator, you can swiftly and easily determine deductions and fees, preserving your valuable time for essential business activities.

Automated Accuracy: The calculator performs calculations automatically, adhering to PayPal’s standard charges for taxes and deductions.

On-the-Go Access: You can access PayPal fee calculator from anywhere, at any time. Simply launch the tool, and you’re free to perform calculations on the fly.


People reviews

Lisa Becker

The user interface is welcoming, sweet and easy to calculate the fees.

Jonathan Martin

I’m very happy to be on this website I like it.

Bruce White
I like this website. Very professional and very useful.
Clara Smith
The platform is extremely friendly and flexible.
April Baker

Great platform with good technical support that is always online.