If you’re a frequent user of PayPal, you may be considering a PayPal credit card to take advantage of the rewards and benefits it offers. With several different PayPal credit cards available, it can be difficult to choose the right one for your needs. In this post, we’ll take a closer look at the different PayPal credit cards and help you determine which one is best for you.
PayPal Extras Mastercard
The PayPal Extras Mastercard is a rewards credit card that offers points for every purchase you make. You can earn 3 points per $1 spent on gas and dining, 2 points per $1 spent on PayPal and eBay purchases, and 1 point per $1 spent on all other purchases. The points can be redeemed for cash back, gift cards, and merchandise. The PayPal Extras Mastercard also offers a 0% intro APR on purchases for the first 6 months and a low ongoing APR.
PayPal Cashback Mastercard
The PayPal Cashback Mastercard is a cash back credit card that offers 2% cash back on all purchases. There is no annual fee, and you can redeem your cash back for a credit to your PayPal account at any time. The PayPal Cashback Mastercard also offers a 0% intro APR on purchases for the first 6 months and a low ongoing APR.
PayPal Credit is not a credit card, but rather a line of credit that you can use with your PayPal account. It allows you to pay for purchases over time, with flexible payment options. You can choose to pay in full or over time, and PayPal Credit offers special financing on purchases over $99. There is no annual fee for PayPal Credit, but it does have a higher APR than the other PayPal credit cards.
Which PayPal Credit Card is Best for You?
The best PayPal credit card for you will depend on your spending habits and what you’re looking for in a credit card. If you want to earn rewards for your purchases, the PayPal Extras Mastercard is a good choice. If you’re looking for simple cash back, the PayPal Cashback Mastercard is a solid option. And if you’re interested in flexible financing for your purchases, PayPal Credit may be the best choice for you.
In conclusion, there is no one-size-fits-all answer to the question of which PayPal credit card is best. The best PayPal credit card for you will depend on your spending habits and what you’re looking for in a credit card. Be sure to consider your needs and compare the different PayPal credit cards to determine which one is right for you.